Grad Health Insurance
Overview
Graduate student health insurance at UAF is provided through United Healthcare Student Resources (UHCSR) and is available only when funding covers the cost of the plan. All graduate assistantships include health insurance, and some fellowships also provide coverage depending on the terms of the award.
All UAF students also have access to the Student Health & Counseling Center, which offers additional information about student insurance options under the Insurance section of their website.
Graduate Student Health Insurance is a no opt‑out policy and will act as secondary insurance if you already hold another health plan.
If you don't have health insurance scroll further down this page
Have grad health insurance? - Here's a Quick Guide:
Disclaimer
This quick guide provides a simplified explanation of the Graduate Student Health Insurance Plan. It is an interpretation by UAF personnel who are not insurance specialists. For complete details, refer to the official plan documents found .
- Included with graduate assistantships
- Included with some fellowships
- May be covered through departmental payment memo
- No opt‑out; acts as secondary insurance if you already have coverage
If you have a funding source that will be paying for your insurance you will need to enroll every semester for your insurance to remain active. This is because the insurance company requires up-to-date personal information semesterly to insure you.
To Enroll:
- Wait for the graduate school to submit your enrollment to insurance company
Once you get enrollment confirmation from grad school via email:
- Create your account at if you don't already have one
From your UHCSR dashboard, you can:
- Print your insurance card
- Add dependents
- Find ¾±²Ôâ€ÓDZð³Ù·É´Ç°ù°ì providers
- Once the primary enrollment information has been submitted (student information), dependents may be enrolled online using the provided step-by-step instruction guide (PDF).
- Dependents must be enrolled prior to the established cut-off dates:
- Fall Term: November 1
- Spring Term: March 1
- Summer Term: June 15
- In the case of a Qualifying Life Event, students will have 30 days from the event date to enroll new dependents. Should you have further questions about enrolling dependents, please contact directly.
Student Health & Counseling Center
- $0 copay
- $0 deductible
- Many services covered at 100%
- Primary care: $35 copay
- Specialists: $35 copay
- Urgent care: $50 copay
- ER: $200 copay + 20% coinsurance
- Prescriptions:
- Tier 1: $35
- Tier 2: $75
- Tier 3: $150
- Deductible: $400 ¾±²Ôâ€ÓDZð³Ù·É´Ç°ù°ì
- Out‑of‑Pocket Max: $3,000 ¾±²Ôâ€ÓDZð³Ù·É´Ç°ù°ì
- Coinsurance: You pay a percentage; insurance pays the rest
Available through
- Talk to a doctor anytime
- Phone or video
- $0 consultation fee
- Prescriptions when appropriate
- UHCSR support: 1‑800‑767‑0700
- UHCSR Student Assistance (life, stress, legal, financial): 1‑844‑386‑7491
- Summary of Benefits and Coverage (PDF)
- Full Policy Booklet (PDF)
- Flyer for UHCSR Dental Plan (PDF)
- Flyer for UHCSR Vision Plan (PDF)
- ID Card, Mobile App, MyAccount, Teledoc, and Mediation (PDF)